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Home General Work And Pay Cars In Ghana 2020.

Work And Pay Cars In Ghana 2020.

Do you want to own your own taxi or trotros easily? If the answer is yes you are at the right place.

I wrote this article to highlight all the work and pay cars in 2019, requirements, terms and conditions and how to apply for one. Read on.

What is work and pay?

It is a system whereby drivers enter into agreement with car dealers to make an initial deposit, and then pay a fixed amount each day, and after one to two years, the driver owns the car.

List of work and pay car Dealers in Ghana.

  • Nimdy Motors

Nimdy Motors is a car dealer company that import vehicles from overseas to Ghana.

They have cars that they give out for work and pay, swapping and rental.

nimdy work pay

They sell all makes of cars including Hyundai, Honda, Toyota, Chevrolet, Audi among others.

 To get a car from Nimdy Motors for work and pay please call or WhatsApp 0246298095 / 0244916585 or visit their office opposite the shell filling station at Taifa Junction, Accra.

  • Exilic Transport

They are one of the transport companies in Ghana with an ultimate goal of helping drivers own cars through their flexible work and pay plans.

They give cars out to drivers to use as taxis and “trotros”. Common vehicles they give out are:

  • Kia Picanto
  • Toyota Yaris
  • Hyundai Getz
  • Nissan Micra
  • Daewoo Matiz.

Call them on +233(0) 506 73 0098 or visit their website for more information.


Requirements for taking the car.

Before you are offered car to use as work and pay, you need to have some basic requirements intact. Let’s see them below.

Applicant must have

  • A valid driving license.
  • Identification card. Can be a traveling passport, Ghana card, voters ID
  • A proof of address
  • Responsible guarantor
  • An amount to make a deposit. Exilic transport takes a deposit of GHS 11, 000

How to apply for work and pay car job.

Its simple, all you need to do is to contact the said car dealer, ask the terms and conditions of their ‘WORK AND PAY” plans, critically analyze it and make a sound decision.

Frequently asked questions.

Does Uber Ghana have work and pay option for Drivers?

Some car owners in the Greater Accra region do offer their cars to drivers to use it for Uber whiles they work and pay for it.

To find out more about this contact Uber using this contact details.

READ ALSO: Cheap Kantanka Cars For Sale.

Is work and pay good for drivers?

Before I tackle this, let’s look at the disadvantages of work and pay.

  1. Cars are mostly second hand/home used
  2. The driver bears the cost of maintenance
  3. The driver bears the cost of fuel
  4. Failure to make sales increases the chances of losing the car and the initial monies paid

However, you should note that the agreement varies from one dealer to the other.

Per the disadvantages presented above, I think it is better to acquire for yourself a second-hand car using a car loan from a bank that offers it.


Useful Information.

If you need more information about car owners or dealers offering work and pay options, check classified ads websites like jiji Ghana (formerly OLX) or Tonaton.


Note: there is no law that regulates work and pay car business in Ghana.

It is only the hire purchase law that is in the constitution of Ghana. Kindly take care when dealing with car owners.

Thanks for reading. I hope you are now satisfied with the information provided here.

Kindly support us by sharing this article with friends and family. They also need to know.



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