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Home General How To Buy a Car In Ghana And Pay In Installments.

How To Buy a Car In Ghana And Pay In Installments.

Do you want to buy a car but don’t have enough money to make full payment? Why not buy the car and pay in installment?

There are several options available to buy a car in Ghana and Pay In installments.

In this article I will make known to you all the available options. Read on.

To buy a Car and pay in installments, you either need a car loan, work and pay cars or buy directly from car dealers that accept monthly payments.

Now let’s discuss each of them.

Banks that give car loans in Ghana.

Some banks in Ghana offers customers loan facilities to purchase a brand new or home used car.

In this case the bank pays for the car and deduct a fixed amount each month from the customer’s account until the price of the car is fully paid.

See the list of banks that offers car loans.

  • Societe General
  • Stanbic Bank
  • Republic Bank
  • Cal Bank
  • Fidelity Bank
  • National Investment Bank

Talk to your bank to know more about their car loans. For a complete list of car loans in Ghana, CLICK HERE.


Car dealers that accept payment in installments.

Aside car loans, some car dealers in Ghana also allow customers to purchase any car of their choice and make payments monthly until the actual price of the car is fully paid.

Most dealers prefer that buyers make an initial payment (e.g. 20% of the full price) and pay the remaining amount in installments over a period of time.

See the list of car dealers in Ghana offering installment options.

  • De Georgia Motors

Through the Societe General Auto loan, you can get a car from De Georgia Motors and pay in installments.

For more information about this call 0302 214 314

  • Kantanka Automobile

Kantanka Automobile also allows customers to pay 50% of every car purchase whiles the remaining amount is spread over one year.

You also get free maintenance for this period. Click HERE to buy the Kantanka Mensah Car.

kantanka mensah

  • Erata Motors

Erata motors allow customers to purchase cars in Ghana and pay in installments. You can choose from a wide range of vehicles, new or used.

To buy a car from Erata, call 024 444 5268

Other car dealers that gives payment in installments options are;

  • Auto Plaza – 0240 065 030
  • K & K Motors – 0302 420 330
  • Mensch Automobile Ltd
  • Jensarp Enterprise
  • Johet Transport and Trading
  • Westend Homes

Buy a car and Work and Pay for it.

With the work and pay option, you are given the car after making an initial payment.

You then work with the car and pay monthly installments until the full amount is paid.

This method comes with its own advantages and disadvantages. Companies that gives cars for work and pay in Ghana are:

  • Nimdy motors0246298095 / 0244916585

nimdy work pay

How to apply for work and pay car job.

To buy a work and pay car, you must contact any of the above work and pay companies. They will give you the steps to apply.


Useful information.

Before you buy a car and pay in installments,

  • make sure you have a sustainable source of income
  • check the car specifications.
  • Contact the bank, car dealer or work and pay car company to ask any questions.

Thanks for visiting us. Leave a comment behind and we’ll respond to it as quickly as possible. See you soon.


  1. Good morning please am interested in the installment payment for a car.how would the money be taken? From my bank account or I can pay to to the company every month? And please how much do I need to pay down before I get a car?


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